Does my home insurance go up with solar panels?

Usually only a little, if at all. Most homeowners policies cover roof-mounted panels as part of the home's dwelling coverage, the same as your roof.

Because panels add value to your home, your insurer may raise your dwelling coverage limit to fully cover them, which can slightly increase your premium.

Call your insurance agent after installation so the system is listed on your policy. Ask about hail and wind coverage and your deductible.